SIMPLE, SCALABLE CAPITAL

$250,000 to $10 million+ in an asset-backed revolving line of credit




“As we continued to see 70% sales growth, cash flow was a challenge. Order growth created significant up-front costs that took months to recoup, and P2Binvestor’s financing helped us manage cash flow and continue our robust growth strategy.”Brook Eddy, CEO and Founder, Bhakti Chai

Capital designed to help you grow without giving up equity.


Tech-Enabled Platform

Get funded within a week. Easy funding management – your Controller will love us.


No Hidden Fees

Pay only for what you use. Fair, transparent pricing with a one-time origination fee and simple interest calculation.


Scale Quickly

When you need more capital to grow, we can increase your line within days. Plus – when you’re ready to switch to a bank product, there are no termination fees.

Flexible Capital

Use the money for what you need when you need it. No restrictions on how funds are deployed. Use for Payroll, R&D, to fulfil big orders – it’s your call.


Keep Your Equity

We do not take warrants or equity. Our debt solution provides you with growth capital without dilution.



By Entrepreneurs, for Entrepreneurs


We’re entrepreneurs, just like you. We had this crazy idea to make working capital more accessible, affordable, modern, and designed for scale. We know firsthand how hard it is to build a business, so we created Ex-Factor, a revolving line of credit designed with your needs in mind. Join our family of happy borrowers today.