Introducing

a new revolving line of credit
Simple Rates
Go ahead, delete all of the spreadsheets you spent hours building to figure out what you’re actually paying. Don’t need them anymore.
Awesome Technology
Your factoring company had you download a PDF, fill it out by hand, and fax it back to them. You just bought an Apple Watch. ‘Nuff said.
Unlimited Funding
You won’t hit any concentration ratios or lending limits with us. Line increases in 24 hours. Only question is how fast can you grow?
Yep. Those are tears of joy.

By Entrepreneurs, for Entrepreneurs
We’re entrepreneurs, just like you. We had this crazy idea to make working capital more affordable, more accessible, and frankly more fun, and we’ve never looked back. We know firsthand how hard it is to build a business, so we created Ex-Factor, our new revolving line of credit product.
“Before P2Bi I was ruled by my business and feared having a staff on payroll—I was always unsure about when I would be paid by distributors, so I wasn’t optimistic that I could consistently pay employees. Because of P2Bi I have been able to scale my business and team, and I no longer feel limited by cash flow. I can now confidently focus on growing my brand instead of being restrained from running my business understaffed.”Crista Freeman, CEO, Phin & Phebes Ice Cream

